Jo is influential, innovative and dynamic leader with a proven track record for defining and implementing simple solutions to complex problems across large organisations at Board level. Over 20 years of experience working across multiple financial services institutions and has extensive knowledge of cyber and technology risk management gained across first and second line roles. Jo’s adopts a direct approach to risk management ensuring risk is used as a business enabler. This in turn empowers Executive Committees to make the right decisions at the right time, considering customer, financial, reputation and regulatory impact.